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The Definitive Guide to Home Loan in the Philippines

2/9/2014

74 Comments

 
What if you want to buy a Philippine real estate from any developer provider but you don’t have enough funds to cover the cost? Do you have any idea how you may secure a home loan? This guide will tell you how to obtain a home loan in the Philippines including information on banks, rates, minimum requirements, average wait times, etc.

Here is the list of the local banking and lending institutions that offer mortgage loans (in alphabetical order).
  1. Allied Bank Build & Save Housing Loan
  2. Banco de Oro (BDO) Home Loan
  3. BPI Family Housing Loan
  4. BPI Direct Savings Bank Housing Loan
  5. Chinabank HomePlus
  6. CTBC Bank Housing Loan with Fixed Rate
  7. CTBC bank Housing Loan with Cashback 
  8. EastWest Bank Home Loan
  9. Equicom Housing Loan
  10. HSBC Home Loan
  11. Landbank Easy Home Loan Program
  12. Maybank MaxiHome
  13. Metrobank Home Loan
  14. PBCOM Home Loan
  15. Philippine National Bank (PNB) Sure Home
  16. Philippine Veterans Bank Home Loans
  17. PSBank Home Loan with Prime Rebate
  18. RCBC Savings Bank MyHOME Housing Loan
  19. Security Bank
  20. UCPB Home Loan
  21. UnionBank Housing Loan

Bonus: Pag-IBIG

Loan purpose:
        -House and lot/lot only purchase
        -Condominium purchase
        -House construction
        -House renovation
Lowest interest rate: 6% (1 yr.)
Highest interest rate: 11% (20 yrs.)
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 70 to 80% of the property’s appraised value
Approval time: ---
Appraisal fee: ₱3,500 (nonrefundable)

Unique features:
        -No lock-in period
        -Enrolling the account to Automatic Debit Arrangement (ADA) for easier loan payment or paying through post-dated checks

Eligibility:
        -Filipino citizen
        -25 years old upon loan application, but not exceeding 65 years when the home loan matures
        -Employed for 3 years or more OR
        -Self-employed

Minimum document requirements:
        -Signed Consumer Credit Application form
        -Photocopy of 2 valid IDs
        -ID picture
        -Community tax certificate OR
        -TIN
        -Recent ITR
        -COE indicating position, salary and tenure
        -Pay slips (last 3 months)


Allied Bank Build & Save Housing Loan

Banco de Oro (BDO) Home Loan

Loan purpose:
        -House and lot/lot only purchase
        -Condominium purchase
        -House construction
        -House renovation
Lowest interest rate: 7.75% (1-3 yrs.)
Highest interest rate: 11.5% (16-20 yrs.)
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 80% of the property’s appraised value
Approval time:
        -5 working days for Metro Manila applicants
        -10 working days for non-Metro Manila applicants
Appraisal fee:
        -₱3,500 for Metro Manila applicants
        -₱4,000 for applicants outside Metro Manila (nonrefundable)

Unique features:
        -No lock-in period
        -Choosing to make the first payment 60 days from the release of the loan
        -Earning BDO rewards points redeemable at SM department stores

Eligibility:
        -Filipino citizen
        -21 years old upon loan application, but not exceeding 65 years when the home loan matures
        -Minimum gross household income of ₱50,000/ per month
        -Employed for 2 years or more with the current company OR
        -Self-employed with at least 3 years profitable business operation

Minimum document requirements:
        -Signed BDO Home Loan Application form (https://www.bdo.com.ph/sites/default/files/pdf/Home%20Loan%20App%20Form%20Rev112012%20front%20&%20back.pdf)
        -Photocopy of 1 valid government-issued photo and signature-bearing ID
        -Recent ITR
        -COE indicating salary breakdown
        -Pay slips (last 3 months)

BPI Family Housing Loan

Loan purpose:
        -House and lot/lot only purchase
        -Townhouse purchase
        -Residential condominium purchase
        -House construction
        -House improvement
Lowest interest rate: 5.5% (1 yr.)
Highest interest rate: 11% (16-20 yrs.)
Minimum loanable amount: ₱400,000
Maximum loanable amount:
        -up to 70% of the appraised value of house and lot
        -up to 60% of the appraised value of residential condominium or vacant lot
        -up to 80% of the appraised value of house and lot, but not exceeding ₱5,000,000
Approval time: 5 banking days
Appraisal fee: ₱3,000 (nonrefundable)

Unique features:
        -Enrolling the account to ADA for easier loan payment
        -Getting higher loan amounts when the house is bought from any accredited developer
        -Customize-a-loan offers
        -One month no payment, no penalty scheme
        -FREE BPI Express Credit Gold Mastercard for complete loan documents

Eligibility:
        -Filipino citizen
        -Of legal age, but not exceeding 65 years when the home loan matures
        -Minimum gross monthly household income of ₱40,000

Minimum document requirements:
        -Signed BPI Family Housing Loan Application form (http://www.bpihousingloans.com/pages?page=application-form)
        -Photocopy of 2 valid IDs
        -Recent ITR (last 2 years)
        -COE indicating position, salary and length of service

BPI Direct Savings Bank Housing Loan

Loan purpose:
        -House and lot/lot only purchase
        -House improvement
Lowest interest rate: 5.5%
Highest interest rate: ---
Minimum loanable amount: ₱400,000
Maximum loanable amount: up to 80% of the property’s appraised value or an accredited project’s net selling price
Approval time:
        -24 hours for Metro Manila applications
        -72 hours for non-Metro Manila applicants    
Appraisal fee: Nonrefundable plus additional expenses for non-accredited projects provincial properties

Unique features:
        -No lock-in period
        -Enrolling the account to ADA for easier loan payment
        -Better interest rates for properties from its accredited contractors

Eligibility:
        -Employed for 2 years or more with the current company OR
        -Self-employed with at least 2 years profitable business operation
        -Minimum gross monthly household income of ₱50,000

Minimum document requirements:
        -Signed Home Loan Application form (https://info.bpiexpressonline.com/e-+mail.nsf/HousingLoanApplicationFormDirect+-+linnet?OpenForm)
        -Recent ITR
        -COE and compensation 

Chinabank HomePlus

Loan purpose:
        -House and lot/lot only purchase
        -Townhouse purchase
        -Condominium purchase
        -Home construction
        -Home improvement
        -Refinancing
        -Reimbursement
Lowest interest rate: 6.5%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 80% of the property’s appraised value
Approval time: 7-10 working days
Appraisal fee: ₱3,500 (nonrefundable)

Unique features:
        -No lock-in period
        -Enrolling the account to ADA for easier loan payment
        -Getting low insurance premiums for the home through CBC Insurance Brokers Inc.

Eligibility:
        -Employed or self-employed

Minimum document requirements:
        -Signed Loan Application form (http://www.chinabank.ph/pdf/Homeplus_Application_Individual.pdf)
        -At least 2 valid IDs
        -2x2 picture
        -Community tax certificate
        -Bio-data or resume
        -COE indicating compensation and length of service
        -Recent ITR

CTBC Bank Housing Loan with Fixed Rate

Loan purpose:
        -House and lot/lot only purchase
        -Townhouse purchase
        -Condominium purchase
        -Home construction
        -Home improvement
        -Refinancing
        -Reimbursement
Lowest interest rate: 6.5%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 80% of the property’s appraised value
Approval time: 7-10 working days
Appraisal fee: ₱3,500 (nonrefundable)

Unique features:
        -No lock-in period
        -Enrolling the account to ADA for easier loan payment
        -Getting low insurance premiums for the home through CBC Insurance Brokers Inc.

Eligibility:
        -Employed or self-employed

Minimum document requirements:
        -Signed Loan Application form (http://www.chinabank.ph/pdf/Homeplus_Application_Individual.pdf)
        -At least 2 valid IDs
        -2x2 picture
        -Community tax certificate
        -Bio-data or resume
        -COE indicating compensation and length of service
        -Recent ITR

CTBC Bank Housing Loan with Cashback

Loan purpose:
        -House and lot/lot only or lot with construction purchase
        -Townhouse purchase
        -Condominium purchase
        -Home construction
        -Home renovation
        -Refinancing
Lowest interest rate: 6.75%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount: ₱25,000,000
Approval time: 7 banking days
Appraisal fee: Nonrefundable

Unique features:
        -Paying principal and interest monthly amortizations equally
        -Paying less interest when the loan is linked to the bank account
        -Secured by the real estate property
        -Rebate capped at 40% of the loan balance

Eligibility:
        -Filipino citizen
        -21 years old upon loan application, but not exceeding 65 years when the home loan matures
        -Permanently employed with at least 3 years of continued employment OR
        -Practicing professionals for 3 years or more OR
        -Self-employed with at least 3 years profitable business operation
        -Minimum gross monthly household income of ₱50,000
        -Residence landline or mobile number

Minimum document requirements:
        -Signed Housing Loan Application form (http://www.ctbcbank.com.ph/pdf/_AppForm-Housing_Loan.pdf)
        -Photocopy of 2 valid IDs
        -Photocopy of COE
        -Photocopy of pay slips (2 months)
        -Photocopy of recent ITR

EastWest Bank Home Loan

Loan purpose:
        -House and lot purchase (Home ACQUIRE)
        -Lot purchase (Lot ACQUIRE)
        -Condominium purchase (Condo ACQUIRE)
        -Home construction (Home CONSTRUCT)
        -Home improvement (Home IMPROVE and Home PLUS)
Lowest interest rate: 5.5% (for the 1st yr. for 30 yrs.)
Highest interest rate: 6.75%
Minimum loanable amount: ₱500,000
Maximum loanable amount: ---
Approval time: 15 working days
Appraisal fee:
        -₱3,000 for Metro Manila applicants
        -₱5,000 for provincial area applicants

Unique features:
        -No lock-in period
        -Enrolling the account to ADA for easier loan payment
        -Payable for up to 30 years

Eligibility:
        -Filipino citizen
        -Of legal age
        -Employed or self-employed

Minimum document requirements:
        -Signed Home Loan Application form
        -Photocopy of photo-bearing government IDs
        -Recent ITR
        -COE with compensation OR 1 month pay slip
        -3-yr financial statements for self-employed


Equicom Housing Loan

Loan purpose:
        -House and lot/lot acquisition
        -Townhouse acquisition
        -Condominium acquisition
        -House construction
        -Renovation
        -Refinancing
        -Acquisition cost reimbursement
Lowest interest rate: 9%
Highest interest rate: ---
Minimum loanable amount: ₱300,000
Maximum loanable amount: up to 60% of the property’s appraised value
Approval time: 5-10 working days
Appraisal fee: Not required

Unique features:
        -Enrolling the account to ADA for easier loan payment or paying through OTC or post-dated checks

Eligibility:
        -Filipino citizen
        -Employed or self-employed

Minimum document requirements:
        -Signed Home Loan Application form

HSBC Home Loan

Loan purpose:
        -House purchase
        -Construction
        -Refinancing
        -Home equity
Lowest interest rate: 5.5% (1 yr. re-pricing)
Highest interest rate: 7.75% (for the first 5 yrs.)
Minimum loanable amount: ₱700,000
Maximum loanable amount: ₱50,000,000
Approval time: 7 working days
Appraisal fee: ₱3,500 (nonrefundable)

Unique features:
        -Exclusive benefits for loans with a minimum loan amount of ₱6,000,000 such as 1% home loan preferential re-pricing discount
        -Opting for straight line or
        -Reducing balance when calculating amortization
        -Repaying in different currencies matching the earning capacity of the borrower
        -Dedicated home loan specialists

Eligibility:
        -Filipino citizen
        -21 years old upon loan application
        -Minimum gross monthly income of ₱50,000
        -Has high credit score (preferably)

Minimum document requirements:
        -Signed Home Loan Application form (https://www.apps.asiapacific.hsbc.com/1/2/mnl2/home-loan-crms?WABFormEntryCommand=cmd_init)

Landbank Easy Home Loan Program

Loan purpose:
        -House and lot/lot only purchase
        -Construction
        -Renovation
        -Refinancing
Lowest interest rate: 10.5%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 70% of the property’s appraised value
Approval time: 15 working days
Appraisal fee: ---

Unique features:
        -Enrolling the account to ADA for easier loan payment through the borrower’s savings or current account

Eligibility:
        -Filipino citizen
        -Gainfully employed locally OR
        -Self-employed with lawful and profitable business operation
        -Has high credit score (preferably)

Minimum document requirements:
        -Signed Easy Home Loan Application form
        -COE indicating the monthly net pay

Maybank MaxiHome

Loan purpose:
        -House and lot/lot only purchase
        -Townhouse purchase
        -Residential condominium purchase
        -Home construction/renovation
        -Refinancing
Lowest interest rate: 6%
Highest interest rate: 7.88%
Minimum loanable amount: ₱500,000
Maximum loanable amount:
        -up to 80% of the property’s appraised value
        -up to 60% of the lot’s appraised value
Approval time: 10-15 working days
Appraisal fee:
        -₱4,300 for Metro Manila applicants
        -fee varies for non-Metro Manila applicants

Unique features:
        -No lock-in period
        -Getting higher loan amounts when the house is bought from any accredited developer
        -Start paying one month after the release of the loan

Eligibility:
        -21 years old upon loan application, but not exceeding 65 years when the home loan matures
        -Permanently employed for 2 years or more OR
        -Self-employed with a business operation existing for 5 years and profitably operating for at least 3 years
        -Minimum gross monthly household income of ₱40,000
        -Has high credit score (preferably); no adverse credit records

Minimum document requirements:
        -Signed Loan Application form (http://www.maybank2u.com.ph/MpiBank/MaxiHome_ApplicationForm.pdf)
        -COE indicating position, monthly or annual salary and tenure
        -Pay slips (last 3 months)

Metrobank Home Loan

Loan purpose:
        -House and lot/lot only or lot with construction purchase
        -Townhouse purchase
        -Condominium purchase
        -House construction
        -House renovation
        -Refinancing
        -Reimbursement
Lowest interest rate: 6%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 60 to 80% of the appraised value, depending on the purpose of the loan
Approval time: ---
Appraisal fee: Nonrefundable

Unique features:
         -No lock-in period
        -Enrolling the account to ADA for easier loan payment or paying through post-dated checks

Eligibility:
        -Filipino citizen
        -Employed or self-employed

Minimum document requirements:
        -Signed Home Loan Application form (https://www.metrobank.com.ph/loanapplication.asp#)
        -Recent ITR OR
        -COE OR
        -Pay slips (last 3 months)

PBCOM Home Loan

Loan purpose:
        -House and lot/lot only purchase
        -Townhouse purchase
        -Condominium purchase
        -Mixed-used property purchase
        -Home renovation or construction
        -Home refinancing
Lowest interest rate: 6.9%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount:
        -₱20,000,000 OR
        -up to 80% of the property’s appraised value whichever is lower
Approval time: 10 working days
Appraisal fee: ---

Unique features:
        -Enrolling the account to ADA for easier loan payment or paying through post-dated checks

Eligibility:
        -Filipino citizen, foreign-based Filipino or foreign citizens permanently living in the Philippines
        -21 years old upon loan application, but not exceeding 65 years when the home loan matures
        -Employed or self-employed
        -Minimum gross monthly household income of ₱50,000

Minimum document requirements:
        -Signed Loan Application form
        -Photocopy of 2 valid photo and signature-bearing government-issued IDs
        -COE with compensation
        -Photocopy of recent ITR

Philippine National Bank (PNB) Sure Home

Loan purpose:
        -House only/house and lot/lot only purchase
        -Townhouse purchase
        -Condominium purchase
        -Home construction
        -Home improvement
        -Refinancing
Lowest interest rate: 5.25% (1 yr.)
Highest interest rate: 10.75% (20 yrs.)
Minimum loanable amount:
        -₱750,000 for property purchase within Metro Manila and ₱500,000 for property purchase outside Metro Manila
        -₱500,000 for lot purchase within Metro Manila and ₱200,000 for lot purchase outside Metro Manila
Maximum loanable amount: 
        -up to 80% of the property’s appraised value 
        -up to 60% of the lot’s appraised value
Approval time: 10 working days
Appraisal fee: ₱3,500 (nonrefundable)

Unique features:
        -Enrolling the account to ADA for easier loan payment

Eligibility:
        -Filipino citizen
        -Natural born Filipinos who’ve lost their Filipino citizenship (for ownership of 1,000 sq. m lot area only)
        -21 years old upon loan application, but not exceeding 65 years when the home loan matures
        -Employed or self-employed with paying capacity of up to 30% of the gross monthly income for monthly amortization

Minimum document requirements:
        -Signed Sure Home Application form (http://www.pnb.com.ph/images/stories/docs/housingloan-appform.pdf)
        -2x2 ID picture
        -Photocopy of 2 valid government-issued IDs
        -Recent ITR
        -COE and compensation

Philippine Veterans Bank Home Loans

Loan purpose:
        -House and lot/lot only purchase
        -Townhouse purchase
        -Condominium purchase
        -Home construction
        -Home renovation
        -Refinancing
Lowest interest rate: 8.25% (for the first 5 yrs.)
Highest interest rate: -
Minimum loanable amount: ₱300,000
Maximum loanable amount:
        -up to 80% of the property’s appraised value
        -up to 60% of the lot’s appraised value
Approval time:
        -7-10 working days for Metro Manila, Bulacan and CALABARZON applicants
        -15 working days for applicants from other areas
Appraisal fee: ---

Unique features:
        -Monthly or quarterly payment
        -Cash-back guarantee

Eligibility:
        -Single or married with no dependents for every ₱1,000,000 loan
        -20 years old, but not exceeding 65 years when the home loan matures
        -Employed or self-employed
        -Minimum gross monthly household income of ₱40,000

Minimum document requirements:
        -Signed Loan Application form (http://www.pvbhomeloans.com/)
        -Photocopy of valid government-issued IDs
        -COE indicating position, salary, status and length of service
        -Recent ITR
        -Irrevocable SPA (Special Power of Attorney)
        -Loan application fee payment


PSBank Home Loan with Prime Rebate

Loan purpose:
        -House and lot/lot only purchase
        -Townhouse purchase
        -Condominium unit or duplex purchase
        -Home construction
        -Home improvement
        -Refinancing
        -Home equity
Lowest interest rate: 6% (1 yr.)
Highest interest rate: 9.25% (25 yrs.)
Minimum loanable amount: ₱500,000
Maximum loanable amount: ₱25,000,000
Approval time: 5 working days with notifications via SMS
Appraisal fee: ---

Unique features:
        -No lock-in period
        -Enrolling the account to ADA for easier loan payment or through online payment
        -Earning rebates when making advance and/or excess payments

Eligibility:
        -Filipino citizen or foreign citizen with minimum of 3 years residency in the Philippines
        -21 years old upon loan application, but not exceeding 65 years when the home loan matures
        -Employed for at least 2 years with the current company OR
        -Self-employed with at least 2 years profitable business operation
        -Minimum gross monthly household income of ₱30,000

Minimum document requirements:
        -Signed PSBank Home Loan Application form (http://www.psbank.com.ph/Data/Sites/1/products-services/pdf/psbank_homeloanapplicationform.pdf)
        -Photocopy of valid photo and signature-bearing IDs
        -COE
        -Recent ITR

RSBC Savings Bank MyHOME Housing Loan

Loan purpose:
        -House and lot/lot only purchase
        -Townhouse purchase
        -Condominium purchase
        -Home construction
        -Home renovation
        -Home refinancing
Lowest interest rate: 8% (1 yr.)
Highest interest rate: 11.5% (16-20 yrs.)
Minimum loanable amount: ₱300,000
Maximum loanable amount: ₱10,000,000 subject to the paying capacity of the borrower
Approval time: 10 working days
Appraisal fee: ---

Unique features:
        -No lock-in period
        -Enrolling the account to ADA for easier loan payment or through savings account or checks

Eligibility:
        -Filipino citizen or former Filipino citizen
        -21 years old upon loan application, but not exceeding 65 years when the home loan matures
        -Permanently employed for 2 years or more OR
        -Self-employed with at least 2 years profitable business operation

Minimum document requirements:
        -Signed Application form (http://122.55.28.39/eLoansOnlineApply/Application_Form.aspx)
        -Valid IDs
        -COE and compensation
        -TIN
        -Recent ITR
        -Residence certificate

Security Bank

Loan purpose:
        -Buy
        -Build
        -Refinance
Lowest interest rate: 5.25% (1 yr.)
Highest interest rate: 9% (15 yrs.)
Minimum loanable amount: ₱500,000
Maximum loanable amount:
-up to 80% of brand new house and lot’s appraised value
-up to 80% of townhouse, duplex or condo unit’s appraised value
-up to 70% of second home’s appraised value
Approval time: 7 working days
Appraisal fee: ---

Unique features:
        -No lock-in period
        -Acquiring home loans for various purposes such as buy, build and refinance
        -Enrolling the account to ADA for easier loan payment or paying through post-dated checks
        -Taking a break from paying the loan once a year for the entire loan tenor known as vacation month
        -Options to overpay or underpay

Eligibility:
        -21 years old upon loan application, but not exceeding 65 years when the home loan matures
        -Continuously employed for at least 2 years OR
        -Self-employed with at least 3 years legitimate and profitable business operation
        -Minimum gross monthly household income of ₱30,000

Minimum document requirements:
        -Signed Home Loan Application form (https://www.securitybank.com/wp-content/uploads/2014/02/Home-Loans-Application-Form_e.pdf)
        -Clear copy of 1 valid government-issued ID
        -COE with compensation within the last 6 months
        -Pay slips (last 3 months) OR
        -Recent ITR
        -A photocopy of a utility bill

UCPB Home Loan

Loan purpose:
        -House and lot/lot only purchase
        -Townhouse purchase
        -Condominium purchase
        -Home renovation or expansion
        -Refinancing
Lowest interest rate: 6%
Highest interest rate:
Minimum loanable amount: ₱500,000
Maximum loanable amount: ---
Approval time: 10 working days
Appraisal fee: Not required

Unique features:
        -Enrolling the account to ADA for easier loan payment or paying through post-dated checks

Eligibility:
        -Employed for the last 12 months OR
        -Self-employed with at least 3 years profitable business operation
        -Minimum gross monthly household income of ₱30,000

Minimum document requirements:
        -Signed Housing Loan Application form (https://www.ucpb.com/UCPB_PDF_Files/UCPB_Home_Loan_Application_Form_Editable.pdf)
        -COE indicating position, salary and length of service
        -Recent ITR

UnionBank Housing Loan

Loan purpose:
        -House and lot/lot only purchase
        -Townhouse purchase
        -Condominium purchase
        -House construction
        -House improvement
Lowest interest rate: 5.5%
Highest interest rate: 9.75%
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 70% of the property’s appraised value or net selling price whichever is lower
Approval time: 10 working days
Appraisal fee: ---

Unique features:
        -No lock-in period
        -Full flexible loans
        -Enrolling the account to ADA for easier loan payment or paying through post-dated checks

Eligibility:
        -Must be not more than 60 years old upon loan application
        -Must not be more than 70 years old upon loan maturity
        -Gainfully employed with permanent employment status OR
        -Self-employed with at least 2 years profitable business operation
        -Has high credit score (preferably)

Minimum document requirements:
        -Signed Housing Loan Application form (https://unionbankph.com/index.php?option=com_content&view=article&id=1791&Itemid=19)
        -1x1 ID picture
        -Photocopy of valid photo and signature-bearing government-issued IDs
        -COE and compensation
        -Photocopy of community tax certificate
        -Recent ITR
        -Pay slip (last 3 months)

Here's a bonus: Pag-IBIG

Lowest interest rate: 4.5% (for loans up to ₱400,000)
Highest interest rate: 6.5% (for loans up to ₱750,000)
Processing fee: ₱1,000 (nonrefundable)

Eligibility:
        -Must be a Pag-IBIG member for 24 months or more
        -Must not be over 65 years old upon loan application
        -Must not be over 70 years old upon loan maturity
        -Has the legal capacity to acquire a property
        -Has high credit score (preferably)
        -Had no cancelled or defaulted Pag-IBIG housing loan
        -Has no outstanding loan from Pag-IBIG

Minimum document requirements:
        -Signed Pag-IBIG Housing Loan Application Form (PHLAF)
        -Membership Status Verification Slip (MSVS)
        -Recent ID pictures
        -Photocopy of 1 valid ID
        -Proofs of income such as notarized COE and compensation, pay slip (latest) and recent ITR

Important reminders:

The lowest rates don’t always mean the best rates. There are several factors that affect such a claim including the loan amount, interest rate and fixing terms. The lowest interest rates, for instance, often come with annual re-pricing.

Interest rates are only indicative rates, which mean they are subject to change without prior notice. Actual interest rates will be considered as the prevailing rates throughout the loan tenor.

The guide attempts to be an exhaustive guide. If you cannot find the bank that you are looking for, please leave a comment below. We will try to update the contents to reflect the updates of any of these banking institutions.

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27/8/2017 01:16:13 pm

I never believed i would be healed someday.This disease started circulate all over my body and i have been taking treatment from my doctor, few weeks ago i came on to search the internet if i could get any information concerning the prevention of this disease, on my search i saw a testimony of someone who has been healed from (HARPS and other from ALS) by this Man DR.OKABEN and she also gave the email address of this man and advise we should contact him for any sickness that he would be of help, so i wrote to dr.okabenherbalspell@gmail.com telling him about my (Hepatitis B and Skin Tag) he told me not to worry that i was going to be cured!! hmm i never believed it, well after all the procedures and remedy given to me by this man few weeks later i started experiencing changes all over me, so i went to my Doctor for test again, when the result came out, behold i was totally free from the Hepatitis B as the Doctor OKABEN assured me, So friends my advise is if you have such disease or virus like HSV, HPV, HBV,MNA, ALS Cancer or any other at all you can email DR.OKABEN Name: DR. OKABEN Email: dr.okabenherbalspell@gmail.com Tell: call +2349029519146 Whatsapp: +2349029519146

Reply
Christian Lawrence
7/9/2017 12:37:39 pm

Looking for a loan? You have the right place for your loan solutions here! Global
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<
IDENTIFICATION OF APPLICANT:

1) full name:
2) Country:
3) address: a
4) Condition:
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6) FAMILY STATE:
7) occupation:
8) phone:
9) position currently in the job:
10) monthly income:
11) loan amount required:
12) loan duration:
13) purpose of loan:
14) religion:
15) must be applied before ;
16) date of birth;
Thanks
Christian Lawrence
christiancreditloancompany6@gmail.com

Reply
Affordable Loan With an Interest Rate 1% contact us with the Below Info
13/9/2017 04:08:45 pm

Good Day Dear Loan Seeker,

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Country:.....................
State:..............
City:..............
Sex:.........................
Phone Number:...........
Loan Amount :...........
Monthly income:..........
Occupation:................... ....
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Purpose of Loan:......................... ...........
E-mail address:...................... ................
Have You Applied Before?....................

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Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
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Mrs.Emilia Fedorcakova
Good Day Dear Loan Seeker,

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Country:.....................
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Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Emaill: hititseramik.com.tr@consultant.com
Mrs.Emilia Fedorcakova
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Emaill: anatiliatextileltd@gmail.com
Emaill: hititseramik.com.tr@consultant.com
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Full Name:....................
Country:.....................
State:..............
City:..............
Sex:.........................
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Loan Amount :...........
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Occupation:................... ....
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Have You Applied Before?....................

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Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Emaill: hititseramik.com.tr@consultant.com
Mrs.Emilia Fedorcakova
Good Day Dear Loan Seeker,

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Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Emaill: hititseramik.com.tr@consultant.com
Mrs.Emilia Fedorcakova

If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form.

Loan application form:
Full Name:....................
Country:.....................
State:..............
City:..............
Sex:.........................
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Loan Amount :...........
Monthly income:..........
Occupation:................... ....
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Reply
MR ROLAND
15/9/2017 12:23:00 am

Good Day Everyone,
We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email barbarahodgeloanfirm@gmail.com. for the bible says””Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”.So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People.
via email barbarahodgeloanfirm@gmail.com.

Our Services Include the Following:
Debt Consolidation
Second Mortgage
Business Loans
Personal Loans
International Loans
Loan for any kinds
Family loan
E.T.C

Loan Application Form:

* Name of Applicant:
* Address:
* City:
* State:
* Country:
* Gender:
* Marital Status:
* Age:
* Occupation:
* Income Rate:
* Tel:
* Mobile:
* Amount Requested:
* Loan Duration:
* Loan Purpose:
* Have you applied for a loan before?
* If yes; Name of company & Location:

EMPLOYMENT:

* Place of work:
* Address:
* Phone Number:

Loan Officer.

Monday-Saturday:7:30am-6:30pm {Processing time}.
Sunday:12noon-6:30pm {Processing time}
After submitting the Loan Application, you can expect a preliminary answer less than 24 hours and funding within 72-96 hours of receiving the information we need from you.

BARBAR HODGE

barbarahodgeloanfirm@gmail.com or text or call us on +15017229938
Awaiting your swift reply.

Reply
Richardson McAnthony
19/9/2017 07:10:29 am

We are a Finance Industry Company professionals with over 15 Years Experience and a focus on providing Bank Guarantee and Standby Letter of Credit from some of the World Top 25 Prime Banks primarily from Barclays, Deutsche Bank, HSBC,Credit Suisse e.t.c.

FEATURES:
Amounts from $1 million to 5 Billion+
Euro’s or US Dollars
Great Attorney Trust Account Protection
Delivered via MT760, MT799 and MT103 Swift with Full Bank Responsibility
Brokers Always Protected

Purchase Instrument of BG/SBLC : 32%+2% Min Face Value cut = EUR/USD 1M-5B
Lease Instrument of BG/SBLC : 4%+2% Min Face Value cut = EUR/USD 1M-5B

Interested Agents/Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.


We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

DESCRIPTION OF INSTRUMENTS

1. Instrument: Funds backed Bank Guarantee(BG) ICC-600
2. Currency : USD/EURO
3. Age of Issue: Fresh Cut
4. Term: One year and One day
5. Contract Amount: United State Dollars/Euros (Buyers Face Value)
6. Price : Buy:32%+1, Lease: 4%+2
7. Subsequent tranches: To be mutually agreed between both parties
8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c
9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760
10. Payment Term: MT799 & Settlement via MT103
11. Hard Copy: By Bank Bonded Courier


Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



Name:Richardson McAnthony
Contact Mail : intertekfinance@gmail.com

Reply
Mrs, Renee Phillips
22/9/2017 08:48:17 am

Good everyone.
My name Mrs, Renee Phillips, i am from USA , i am married, i have been searching for a genuine loan company for the past 2 years and all i got was bunch of scams who made me to trust them and at the end of the day, the took all my money and left me money less, all my hope was lost, i got confused and frustrated, i lost my job and find it very difficult to feed my family, i never wanted to do anything will loan companies on net anymore, so went to borrow some money from a friend, i told her all that happened and she said that she can help me, that she knows a loan company that can help me, that she just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my surprise i got the loan in 24 hours, i could not believe my eyes, i am happy and rich today and i am thanking God that such loan companies like this still exist upon this fraud stars all over the places, please i advise everyone out there who are in need of loan to go for Mr. Kelvin .M. Clark Email via ; ( kelvinkentloanfirm83@gmail.com ). he did not know am doing this for him,but i just have to do it because a lost of people are out there who are in need for a loan., they will never fails, your life shall change as mine did.

Reply
barbarahodgeloanfirm
23/9/2017 03:30:15 am

Good Day Everyone,
We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email barbarahodgeloanfirm@gmail.com. for the bible says””Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”.So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People.
via email barbarahodgeloanfirm@gmail.com.

Our Services Include the Following:
Debt Consolidation
Second Mortgage
Business Loans
Personal Loans
International Loans
Loan for any kinds
Family loan
E.T.C

Loan Application Form:

* Name of Applicant:
* Address:
* City:
* State:
* Country:
* Gender:
* Marital Status:
* Age:
* Occupation:
* Income Rate:
* Tel:
* Mobile:
* Amount Requested:
* Loan Duration:
* Loan Purpose:
* Have you applied for a loan before?
* If yes; Name of company & Location:

EMPLOYMENT:

* Place of work:
* Address:
* Phone Number:

Loan Officer.

Monday-Saturday:7:30am-6:30pm {Processing time}.
Sunday:12noon-6:30pm {Processing time}
After submitting the Loan Application, you can expect a preliminary answer less than 24 hours and funding within 72-96 hours of receiving the information we need from you.

BARBAR HODGE

barbarahodgeloanfirm@gmail.com or text or call us on +15017229938
Awaiting your swift reply.

Reply
Helen Troung
25/9/2017 07:00:13 pm

VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@gmail.com OR +1(215)-874-8060

Helen Truong is my name from 1731 Hilltop Haven Drive, Red Bank, NJ 07701 USA. It lifts my heart to actually use this medium to save innocent people who would have fallen into the wrong hands in quest to obtain an online loan. With all humility I want to personally warn all online loan seekers to be very careful while trying to get a loan, because it is no news that scammers are rampant everywhere all over the internet claiming to offer loan. I was a victim before now and I solemnly hope that you are a victor if you care to take my word of advise. Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. All hope was nearly lost until a co-employee suggested 'JOSH LOANS FINANCIAL SERVICE' an online reliable and trustworthy lender for me, as I was almost at the edge of taking my life considering a loss of about $83,000; As God would have it, I applied for a loan from 'Josh Loans Financial Service' under Cynthia's (co-employee) recommendation and WOW in less than 72 working hours I got a credit alert confirming that my account has been credited with the loan fund of $220,000.00 which i originally requested. If after loosing much God has shown me light with the help of 'JOSH LOANS FINANCIAL SERVICE', you too without doubt can as well obtain a loan from this reputable lending institution. IN ALL, if you, your relation or any closed person desperately need a loan, DO CONTACT or help that soul to communicate with JOSH LOANS FINANCIAL SERVICE via email on joshloancompany@gmail.com OR text/call them on +1(215)-874-8060

Reply
JAKA097
25/9/2017 11:06:09 pm

We are a Government Approved/Registered Financial Company. Are you in any financial crisis? Do you need a LOAN to refinance your home, or expand your business? Do you need LOAN to settle urgent debts and stay with one lender? Do you need LOAN to pay off your bills etc? ranging from of $10,000 to $150,000,000.00 ($)USD, (£)GBP, (€)Euro, or Singapore Dollars($) Get your no obligation FREE quote now! Repayments up to 54 Months. No Collateral, Money paid into your account within 2 hours after approval. If you are interested in obtaining a LOAN, do not hesitate to send your request to us via email: williamspeter199@gmail.com or Call me at +233260941872 or TEXT : +1(409) 359-2407

Reply
Mr.John Sewell
30/9/2017 08:24:53 am

AFFORDABLE LOAN NOW AVAILABLE @ ARTISAN Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.

We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration.

Available now

MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW
UNSECURED, SECURE, CONSOLIDATE

Apply for a loan today with your loan amount and duration, Its Easy
and fast to get. 4% interest rates and monthly installment payments.

FOR MORE INFORMATION:

Mr.John Sewell
Email: johnsewell396@gmail.com

Reply
Lynda cransler
2/10/2017 05:03:05 pm

My name is Lynda Cransler from USA .I am here to give a testimony on how I
got my ex Husband back. My ex left me for no reason 3 years ago. He moved
in with another woman, I felt like killing myself, my life became very
bitter and sorrowful. Then a friend of mine told me about a great spell
caster that is very good to help my problem and, my friend also said that
the spell caster heal her HIV/AIDS, make her Aunt to give birth to a child
after ten years of marriage. I didn't believe it because I've worked with
so many of them and it didn't work. He begged me further so I decided to
try this great spell caster called Dr Solution. I still didn't believe. but
I used the spell he gave me and the next day I received a call from my
darling Husband Thomas last week. He apologized and came back to me. He
even gave me some money as a means of compensating me. I'm very happy now
thank you Dr. For any problem you can reach the Dr Solution via email:spellcaster.powercaster@gmail.com is 100%
guaranteed and no matter what the problem is,the spell works for the power
behind it is very powerful and secured, no harm and very easy, And in this
work they are rules that can never be violated: {1} Do not tell anybody
about the spell until you have seen the result {2} Do not work with them
and the same time work with another spell caster it is either you make a
choice {3} Do not come for jokes or take spell casting for granted. You
need solution in your family, Marriage, business, Love charm for man and
woman you need Favor from everyone or whatever it maybe, you need quick
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casting of the spell this information will be needed, YOUR NAME:...........
YOUR COUNTRY:.............. AGE: ........ AND YOUR REQUEST:........... Send
it to spellcaster.powercaster@gmail.com

Reply
joy
2/10/2017 05:07:23 pm

Thank you sir for helping me in my spell

Reply
LOAN
2/10/2017 05:04:34 pm

Nationwide Loan Firm can offer you any type of loan that you are applying for. I want you to know that we are approved and certified lender with years of experience in lending and I give out Collateral or Non Collateral loan amounts ranging from $2,000.00 -$500,000,000.00 USD with a fixed interest of 3% on an annual basis.
Do you need a loan? Are you in a financial crisis or need money to start your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? You have a low credit score and have difficulties in obtaining capital loans from local banks and other financial institutions? Here's your chance to get a loan from our firm {NATIONWIDE LOAN FIRM}. We offer loans to individuals for the following purposes and more. Personal Loan, Business Expansion, Entrepreneurship, Education, debt consolidation loans hard money. We offer loans at low interest rate of 3%. Contact us today by sending your details to our Email: Nationloanoffer@gmail.com

Reply
illuminatichurch
2/10/2017 05:08:41 pm

Illuminati church is now open for people from any part of the world to join
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him and worship him it will work for you, ILLUMINATI BENEFIT (
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Reply
Mr Josephin Harrold
4/10/2017 04:51:21 am

Dear Friend,

Squel to our previous transaction,I am very happy to alert you that i have been able to get those funds worth the sum of $8.5M transferred under a co-operation of new business partner from Australia.

Now be advised to contact my lawyer Mr. david dan , and ask him for the sum of Two million Eight hundred and fifty thousand united states dollars ($2.850,000.00USD) in a certified international bank draft written and signed in your name for your compensation.

Name: Mr Josephin Harrold
His e-mail Address is:( josephinharroldloanservices@gmail.com )

Endeavor to get me informed once you receive your certified bank draft with you.Also be advised to reconfirm to him your full information such as your name,current phone number for easy communications and as well your address where the said bank draft would be delivered.

With My
Best Regards/.,nb
MR. Achimota William,
CONTACT MY LAWYER FOR YOUR COMPENSATION

Reply
Mrs.Emilia Fedorcakova
14/10/2017 02:30:09 am

Attention! Attention!! Attention!!!,

What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2017 at the cheapest interest rate of %. For more details email
us today via email:(bdsfn.com@gmail.com)
Name :
Country :
Phone number :
Amount Needed as Loan :
Purpose of Loan :
Have you applied for loan online before (yes or no)
Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Mrs.Emilia Fedorcakova

Reply
Mr Garry
17/10/2017 01:03:27 pm

Do you need a loan at 3%? We offer all kinds of loans, We offer Business Loans, Car Loan,s House Loans, Christmas Loan. Kindly contact us if you need a loan. Call or text us +14156895065. You can also write us on Whatsapp. +15188558838
or Email": garrywiltonloan756@gmail.com
Mr Garry Wilton

Reply
Samsul Alam
23/10/2017 03:27:55 am

We offer personal loans up to $ 100,000, you are looking for a business loan and have been denied by a bank, we can help with loans of $ 5,000 to a maximum of $ 100,000 * that can help you get your business Rebuild and get you back Can bring you on a path to a better financial future.


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Thank you for contacting us,


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Samsulalamcashfirm

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Reply
KADIR
25/10/2017 09:07:56 am

Do you require any type of loan service?Do you require loan services that
are reliable,pocket-friendly and hassle-free.Make an immediate decision by contacting us at Intercontinental loan company loan transactions are conducted within the shortest possible period.I offer Loans @low interest
rate.Interested persons should please [contact us via Email:(globalserviceloana@gmail.com)

Reply
max william
16/12/2017 01:05:41 am

Do you need Finance?
Are you looking for Finance?
Are you looking for a money to enlarge your business?
We help individuals and companies to obtain loan for business
expanding and to setup a new business ranging any amount. Get a loan at affordable interest rate of 3%, Do you need this cash/loan for business and to clear your bills? Then send us an email now for more information contact us now via Email:maxcreditfinance@googlemail.com

Reply
Mr. Rojas Silva
18/12/2017 02:06:57 am


Are You seeking for an urgent Christmas loan? Have you be denied of a loan from your bank or any Financial Firm? Do you need financial assistance Do you need a loan to pay off your bills or buy a home, or Consolidate your debt and be debt free? Do you want to have a Business of your own and you need Financial Loan Help? Contact us for your fast reliable loan at a low interest rate of 3%. We are willing to help you out on either Business or Personal Loans, affordable repayment plan with good credit record. we Offer loan at affordable interest rate. if so contact Mr. Rojas Silva for more information ...Contact Email: forafinancialloancompany@gmail.com

Reply
Osman Ibrahim
29/1/2018 07:30:33 pm

We give out loans to individuals, companies and people of all sorts. Are you in need of a loan for any purpose?are you in a financial problem? Do you need financial solution? Our loans are easy, cheap,affordable,quick and reliable.Contact us today for that loan that you desire, we can arrange any loan to suit your financial burget at very cheap interest rate. If interested, contact us via email: housingfinance247@gmail.com
FILL AND RETURN.
Name: ===
Amount needed: ===
Duration: ==
Country: ==
Purpose: ===
Mobile phone number: ==
contact number:+919205467093
EMAIL US NOW AT: housingfinance247@gmail.com

Reply
Johnson Hatton
31/1/2018 07:16:35 am

We have a direct genuine provider for BG/SBLC specifically for lease, at leasing price of 4+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

Contact : Mr. Johnson Hatton
Email:johnsonhatton@gmail.com
Skype ID: johnson.hatton007

Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

All inquires to Mr. Johnson Hatton should include the following minimum information so I can quickly address your needs:

Complete contact information:
What exactly do you need?
How long do you need it for?
Are you a principal borrower or a broker?

Contact me for more details.

Johnson Hatton

Reply
Michael david
31/1/2018 07:26:55 am

I am a mandate to a Finance and Investment Company who is a premier provider of trade finance and project finance instruments as well as discountable bank instruments. We offer Genuine Bank Guarantees, Standby Letter of Credit, Pre Advice / RWA Messages, Documentary Letters of Credit, Bank Draft, Proof of Funds, Performance Bond, Medium Term Notes, and various SWIFT messaging services on lease and sale. We issue these instruments from prime banks, secondary banks, and financial institutions; and transmit SWIFT MT 760, MT 799, MT199, MT999 and other messages on behalf of our clients.

We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. Kindly contact for genuine inquiries and I can provide you with the needed information.


FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M-20B
LEASING FEE = 4% 2%

FOR PURCHASE OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M-20B
PURCHASING PRICE = 32% 2%

Michael David.
Contact Mail : riversfinancegroupplc@gmail.com

Reply
Mr Mavis link
19/2/2018 09:48:57 am

Are you looking for Finance? Are you looking for a money to enlarge your business? We help individuals and companies to obtain loan for business expanding and to setup a new business ranging any amount. Get a loan at affordable interest rate of 3%, Do you need this cash/loan for business and to clear your bills? Then send us an email now for more information contact us now via Email:marvisandersonloanfirm4444@gmail.com

Reply
Muhammed Emir Harun
1/3/2018 02:40:58 am


We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

DESCRIPTION OF INSTRUMENTS

1. Instrument: Funds backed Bank Guarantee(BG) ICC-600

2. Currency : USD/EURO

3. Age of Issue: Fresh Cut

4. Term: One year and One day

5. Contract Amount: United State Dollars/Euros (Buyers Face Value)

6. Price : Buy:32%+1, Lease: 4%+2

7. Subsequent tranches: To be mutually agreed between both parties

8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c

9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760

10. Payment Term: MT799 & Settlement via MT103

11. Hard Copy: By Bank Bonded Courier


Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



Name: Muhammed Emir Harun

Contact Mail :info.financewizardltd@gmail.com

Skype: info.financewizardltd@gmail.com

Reply
Daan Sophia
3/3/2018 01:21:06 am

FINANCIAL BREAKTHROUGH

Life indeed is GRACE, I'am Daan Sophia currently in California USA. I would like to share my experience with you guys on how I got a loan of $185,000.00 USD to clear my bank draft and start up a new business. It all started when i lost my home and belongings due to the bank draft I took to offset some bills and some personal needs. I became so desperate and began to seek for funds at all means. Luckily for me I heard a colleague of mine talking about this company, I got interested although i was scared of being scammed, I was compelled by my situation and had no choice than to seek advise from my friend regarding this very company and was given their contact number, getting intouch with them really made me skeptical due to my past experience with online lenders, little did i know this very Company "PROGRESSIVE LOAN INC. was a godsent to me and my family and the entire Internet World, this company has been of great help to me and some of my colleague and today am a proud owner of well organized business and responsibilities are well handled all thanks to Josef Lewis of (progresiveloan@yahoo.com).. So if really you are genuinely in need of a loan either to expand or start up your own business or in any form of financial difficulty, i advise you give Mr Josef Lewis of Progressive loan the opportunity of financial upliftment in your life Email: progresiveloan@yahoo.com OR Call/Text +1(603) 786-7565 and not fall victim of online scam in the name of getting a loan. thanks


Reply
Leon Tourish
8/3/2018 05:30:46 am




We have a direct genuine provider for BG/SBLC specifically for lease, at leasing price of 4+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

Contact : Mr. Leon Tourish
Email:Mchugh017@gmail.com
Skype ID: Mchugh017@gmail.com

Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

All inquires to Mr. Leon Tourish should include the following minimum information so I can quickly address your needs:

Complete contact information:
What exactly do you need?
How long do you need it for?
Are you a principal borrower or a broker?

Contact me for more details.

Leon Tourish

Reply
rose
13/3/2018 03:09:00 am

We are Christian Organization formed to help people in needs
of helps,such as financial help. So if you are going through
financial difficulty or you are in any financial mess,and you need
funds to start up your own business,or you need loan to settle your
debt or pay off your bills,start a nice business, or you are finding
it hard to obtain capital loan from local banks,contact us today via
email: finicalfirmavntloan@outlook.com for the bible says""Luke 11:10
Everyone who asks receives; he who seeks finds; and to him who
knocks, the door will be opened". So do not let these opportunity pass
you by because Jesus is the same yesterday, today and forever more.
Please these is for serious minded and God fearing People.

Your Name:
SEX;
AGE;
Country
Loan Amount:
Loan Duration:
PURPOSE OF LOAN;
YOUR MONTHLY INCOME;
Valid Cell Phone Number:

Thanks for your understanding to your contact as we Await

Regards
Management
E-mail :finicalfirmavntloan@outlook.com

Reply
Abdul selim gul
28/3/2018 12:49:51 am

TITLE: SBLC/BG LEASE & PURCHASE - NO TRANSMISSION FEE


We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+1% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds.

FOR LEASING OF BG/SBLC

MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

LEASING FEE = 4%+1%


FOR PURCHASE OF FRESH CUT BG/SBLC

PRICE = 32%+1%

MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

Name: Abdul selim gul

Contact Email: easyfinanceltd980@gmail.com

Reply
Susan
6/4/2018 07:48:10 am

There is a simple way that you can make more money now with just a Blank ATM card, all that you need to do is to contact this email: phantomghostatmhacker101@yahoo.com they also offer other types of geek services.

Reply
nelly
23/4/2018 11:48:58 pm

I got my programmed and blanked ATM card to
withdraw the maximum of $5,000 daily for a maximum of 30
days via (wesleymarkhackers@gmail.com).
I am so happy about this because i got mine last week and I have used it to get $150,000. Wesley mark Hackers is giving
out the card just to help the poor and needy though it is illegal but it
is something nice. He also give loans at 3%. get yours from Wesley Mark Hackers today! Just send an email
to (wesleymarkhackers@gmail.com)
or watsapp +16315383658

Reply
Josef Lewis
26/4/2018 03:38:11 pm

Good day, I'am Josef Lewis, A private loan lender who gives out loan to individuals, companies, and government establishments at a low interest rate of 2%. We know that there are lots of families out there who live on pay to pay check and others that cannot take care of their financial obligations and for this reason we are here for financial restoration.

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing, Hotel Loans, student loans etc. Kindly respond immediately using the details below if interested in a loan and be free of scams..

Email: progresiveloan@yahoo.com
Text/Call: +1(603) 786-7565 thanks


Reply
Garry Grey link
3/5/2018 11:59:14 am

TD FINANCE TRUST LOAN SERVICE
(Home Of Funds)
23 Atlantis Way, Lewiston, ME 04240, USA
Ref: EA-ASL/651OYI/02/LN-NGR
SSL: 10/10/0034
Phone Number: + 1 951 365 6183
Registration (Z720622X).
Website : https://tdfinance-org.webnode.com/

Monday- Saturday:7:30am-6:30pm {Processing time}. Sunday:12noon-9:30pm {Processing time}.

Hello I'm Mr Garry Grey Legitimate and reliable loan lender.I give out loans on a clear and understandable terms and conditions at 3% interest rate. From $8000 to $7000000 USD, Euro And Pounds Only. I give out Business Loans, Personal Loans, Student Loans,Car Loans And Loans To Pay Off Bills. If you need a loan what you have to do is for you to contact me directly immediately now at:( tdfinance35@gmail.com ) God Bless You.

Get the money you need today with plenty of time to make the payments back. To apply, send all inquiries to tdfinance35@gmail.com Or Call or text us 951 365-6183

23 Atlantis Way, Lewiston, ME 04240, USA
Ref: EA-ASL/651OYI/02/LN-NGR
SSL: 10/10/0034
Phone Number: + 1 951 365 6183

I will awaiting to hear from you
Best Regards
Thanks
MR GARRY

Reply
Kenneth Abrighten link
30/5/2018 01:01:33 am

Hello Reader!

We pray for God's blessings and happiness in all our lives & business. Welcome To Kenneth Abrighten Financial Home, We grant all types of loan both short and long term loan. Don't fail to email us for more information:

customercare@kabusinesshome.com
Website: www.kabusinesshome.com

Thank you
Announcer

Reply
Karen Brown
9/6/2018 04:08:48 am

I AM FINALLY FREE FROM FINANCIAL BONDAGE THANKS TO MOORE LOAN COMPANY (mooreloancompany@yahoo.com).

Good day everyone,I can’t hide this great testimony that took place in my life I will love everyone to know it and be a partaker of this, that is why I want to share it to the whole world by placing this advert on classifieds, I am Mrs Karen Brown by name, I live in Chattanooga, Tennessee United State, I want to thank ROBBINSON MOORE for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days I was in search for a loan of $ 100,000.00, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000.00 dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called MOORE ROBBINSON. And I really put a trial and I am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm MOORE LOAN COMPANY. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistance and also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email @[ mooreloancompany@yahoo.com] OR Text (414) 454-9493 . And you will be free from scams on the internet. Please I am begging everyone on earth to help me thank Mr ROBBINSON MOORE. And I will always being sharing this great surprise and testimony that happened in my life everyday to all that need loans. Contact them now if you are in need of a loan: AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE.....Again there contact email [mooreloancompany@yahoo.com OR Text (414) 454-9493.

Reply
Karen Brown
9/6/2018 04:09:14 am

I AM FINALLY FREE FROM FINANCIAL BONDAGE THANKS TO MOORE LOAN COMPANY (mooreloancompany@yahoo.com).

Good day everyone,I can’t hide this great testimony that took place in my life I will love everyone to know it and be a partaker of this, that is why I want to share it to the whole world by placing this advert on classifieds, I am Mrs Karen Brown by name, I live in Chattanooga, Tennessee United State, I want to thank ROBBINSON MOORE for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days I was in search for a loan of $ 100,000.00, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000.00 dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called MOORE ROBBINSON. And I really put a trial and I am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm MOORE LOAN COMPANY. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistance and also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email @[ mooreloancompany@yahoo.com] OR Text (414) 454-9493 . And you will be free from scams on the internet. Please I am begging everyone on earth to help me thank Mr ROBBINSON MOORE. And I will always being sharing this great surprise and testimony that happened in my life everyday to all that need loans. Contact them now if you are in need of a loan: AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE.....Again there contact email [mooreloancompany@yahoo.com OR Text (414) 454-9493.

Reply
MARK brandon
10/6/2018 05:35:35 pm




LOAN OFFER 2018
Do you need a loan,if yes you
can email us on the following
Email:markbrandonloancompanyplc@gmail.com

Name:
Age:
Amount:
Country:
Phone Number:
Purpose of the Loan:
have you apply for a loan before:

Reply
María José
12/6/2018 12:37:43 am

Get rich today and take the risk of transforming your own life.Try and get an ATM card blank today (CLIFFORD JACKSON) of cliffordhackerspays@gmail.com and be among the lucky ones who are benefiting from this card. This ATM card in white set is capable of hacking into any ATM anywhere in the world. I have to know about this ATM card when I was looking for work online about a month ago..It has really changed my life forever and now I can say I'm rich because I am a living testimony. The less money I get in a day with this card is $ 8,000.Every now and then keep pumping money into my account. Although illegal, there is no risk of being caught, as it is programmed so that it can not track, but also has a technique that makes it impossible for the CCTV to detect you..For details on how to get yours today, email hackers: cliffordhackerspays@gmail.com

Reply
Jessica Shirley
6/7/2018 09:37:14 pm


PLEASE READ!!!! PLEASE READ!!!! PLEASE READ!!!! PLEASE READ!!!!

Hey Guys!!!Am so happy I got mine from Mike Fisher. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $14,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Mike Fisher because i met two people before her and they took my money not knowing that they were scams. But am happy now. Mike Fisher sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. i'm grateful to Mike Fisher because she changed my story all of a sudden . The card works in all countries except, Mali and Nigeria. Mike Fisher email address is blankatm001@aol.com
WhatsApp +1 (712) 600 2838 )

Reply
H.S. Holdings LLC link
2/8/2018 02:34:36 am

We are A finance firm duly registered in 7620 Tysons Boulevard McLean, Virginia 22102-4261 United States of America. Our Group invite you to partner with us and benefit, We Provide leasing of Bank instruments such as; Bank Guarantees (BGs), Medium Terms Notes (MTNs), Standby Letter of Credits (SBLCs), Letter of Credits (LC), Bank draft Project Finance/Funding.

projects such as Real Estate Development, Aviation Service, Agriculture Finance, Petroleum Importation, Telecommunication, construction of Dams or Bridges and all kind of projects.

Currently, We are looking for brokers and financial consultants that will work with us as our agents and representative.

kindly: Contact Us

H.S. Holdings LLC
Sent by: Howard Steven
Pin Number: H.S.114687969
Registration No. 02587815
7620 Tysons Boulevard McLean, Virginia 22102-4261 United States of America
Telephone: +18573099199
E-mail: info@hshllc.net
website: www.hshllc.net

Reply



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    Jenv Corre

    Jenv Corre is a Content Writer and Researcher at Optimind Technology Solutions. She enthusiastically stepped into the writing world in 2007.

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