The Definitive Guide to Home Loan in the Philippines

2/9/2014

What if you want to buy a Philippine real estate from any developer provider but you don’t have enough funds to cover the cost? Do you have any idea how you may secure a home loan? This guide will tell you how to obtain a home loan in the Philippines including information on banks, rates, minimum requirements, average wait times, etc.

Here is the list of the local banking and lending institutions that offer mortgage loans (in alphabetical order).

Allied Bank Build & Save Housing Loan
Banco de Oro (BDO) Home Loan
BPI Family Housing Loan
BPI Direct Savings Bank Housing Loan
Chinabank HomePlus
CTBC Bank Housing Loan with Fixed Rate
CTBC bank Housing Loan with Cashback
EastWest Bank Home Loan
Equicom Housing Loan
HSBC Home Loan
Landbank Easy Home Loan Program
Maybank MaxiHome
Metrobank Home Loan
PBCOM Home Loan
Philippine National Bank (PNB) Sure Home
Philippine Veterans Bank Home Loans
PSBank Home Loan with Prime Rebate
RCBC Savings Bank MyHOME Housing Loan
Security Bank
UCPB Home Loan
UnionBank Housing Loan

Bonus: Pag-IBIG

Loan purpose:
-House and lot/lot only purchase
-Condominium purchase
-House construction
-House renovation
Lowest interest rate: 6% (1 yr.)
Highest interest rate: 11% (20 yrs.)
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 70 to 80% of the property’s appraised value
Approval time: ---
Appraisal fee: ₱3,500 (nonrefundable)

Unique features:
-No lock-in period
-Enrolling the account to Automatic Debit Arrangement (ADA) for easier loan payment or paying through post-dated checks

Eligibility:
-Filipino citizen
-25 years old upon loan application, but not exceeding 65 years when the home loan matures
-Employed for 3 years or more OR
-Self-employed

Minimum document requirements:
-Signed Consumer Credit Application form
-Photocopy of 2 valid IDs
-ID picture
-Community tax certificate OR
-TIN
-Recent ITR
-COE indicating position, salary and tenure
-Pay slips (last 3 months)

Allied Bank Build & Save Housing Loan

Banco de Oro (BDO) Home Loan

Loan purpose:
-House and lot/lot only purchase
-Condominium purchase
-House construction
-House renovation
Lowest interest rate: 7.75% (1-3 yrs.)
Highest interest rate: 11.5% (16-20 yrs.)
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 80% of the property’s appraised value
Approval time:
-5 working days for Metro Manila applicants
-10 working days for non-Metro Manila applicants
Appraisal fee:
-₱3,500 for Metro Manila applicants
-₱4,000 for applicants outside Metro Manila (nonrefundable)

Unique features:
-No lock-in period
-Choosing to make the first payment 60 days from the release of the loan
-Earning BDO rewards points redeemable at SM department stores

Eligibility:
-Filipino citizen
-21 years old upon loan application, but not exceeding 65 years when the home loan matures
-Minimum gross household income of ₱50,000/ per month
-Employed for 2 years or more with the current company OR
-Self-employed with at least 3 years profitable business operation

Minimum document requirements:
-Signed BDO Home Loan Application form (https://www.bdo.com.ph/sites/default/files/pdf/Home%20Loan%20App%20Form%20Rev112012%20front%20&%20back.pdf)
-Photocopy of 1 valid government-issued photo and signature-bearing ID
-Recent ITR
-COE indicating salary breakdown
-Pay slips (last 3 months)

BPI Family Housing Loan

Loan purpose:
-House and lot/lot only purchase
-Townhouse purchase
-Residential condominium purchase
-House construction
-House improvement
Lowest interest rate: 5.5% (1 yr.)
Highest interest rate: 11% (16-20 yrs.)
Minimum loanable amount: ₱400,000
Maximum loanable amount:
-up to 70% of the appraised value of house and lot
-up to 60% of the appraised value of residential condominium or vacant lot
-up to 80% of the appraised value of house and lot, but not exceeding ₱5,000,000
Approval time: 5 banking days
Appraisal fee: ₱3,000 (nonrefundable)

Unique features:
-Enrolling the account to ADA for easier loan payment
-Getting higher loan amounts when the house is bought from any accredited developer
-Customize-a-loan offers
-One month no payment, no penalty scheme
-FREE BPI Express Credit Gold Mastercard for complete loan documents

Eligibility:
-Filipino citizen
-Of legal age, but not exceeding 65 years when the home loan matures
-Minimum gross monthly household income of ₱40,000

Minimum document requirements:
-Signed BPI Family Housing Loan Application form (http://www.bpihousingloans.com/pages?page=application-form)
-Photocopy of 2 valid IDs
-Recent ITR (last 2 years)
-COE indicating position, salary and length of service

BPI Direct Savings Bank Housing Loan

Loan purpose:
-House and lot/lot only purchase
-House improvement
Lowest interest rate: 5.5%
Highest interest rate: ---
Minimum loanable amount: ₱400,000
Maximum loanable amount: up to 80% of the property’s appraised value or an accredited project’s net selling price
Approval time:
-24 hours for Metro Manila applications
-72 hours for non-Metro Manila applicants
Appraisal fee: Nonrefundable plus additional expenses for non-accredited projects provincial properties

Unique features:
-No lock-in period
-Enrolling the account to ADA for easier loan payment
-Better interest rates for properties from its accredited contractors

Eligibility:
-Employed for 2 years or more with the current company OR
-Self-employed with at least 2 years profitable business operation
-Minimum gross monthly household income of ₱50,000

Minimum document requirements:
-Signed Home Loan Application form (https://info.bpiexpressonline.com/e-+mail.nsf/HousingLoanApplicationFormDirect+-+linnet?OpenForm)
-Recent ITR
-COE and compensation

Chinabank HomePlus

Loan purpose:
-House and lot/lot only purchase
-Townhouse purchase
-Condominium purchase
-Home construction
-Home improvement
-Refinancing
-Reimbursement
Lowest interest rate: 6.5%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 80% of the property’s appraised value
Approval time: 7-10 working days
Appraisal fee: ₱3,500 (nonrefundable)

Unique features:
-No lock-in period
-Enrolling the account to ADA for easier loan payment
-Getting low insurance premiums for the home through CBC Insurance Brokers Inc.

Eligibility:
-Employed or self-employed

Minimum document requirements:
-Signed Loan Application form (http://www.chinabank.ph/pdf/Homeplus_Application_Individual.pdf)
-At least 2 valid IDs
-2x2 picture
-Community tax certificate
-Bio-data or resume
-COE indicating compensation and length of service
-Recent ITR

CTBC Bank Housing Loan with Fixed Rate

CTBC Bank Housing Loan with Cashback

Loan purpose:
-House and lot/lot only or lot with construction purchase
-Townhouse purchase
-Condominium purchase
-Home construction
-Home renovation
-Refinancing
Lowest interest rate: 6.75%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount: ₱25,000,000
Approval time: 7 banking days
Appraisal fee: Nonrefundable

Unique features:
-Paying principal and interest monthly amortizations equally
-Paying less interest when the loan is linked to the bank account
-Secured by the real estate property
-Rebate capped at 40% of the loan balance

Eligibility:
-Filipino citizen
-21 years old upon loan application, but not exceeding 65 years when the home loan matures
-Permanently employed with at least 3 years of continued employment OR
-Practicing professionals for 3 years or more OR
-Self-employed with at least 3 years profitable business operation
-Minimum gross monthly household income of ₱50,000
-Residence landline or mobile number

Minimum document requirements:
-Signed Housing Loan Application form (http://www.ctbcbank.com.ph/pdf/_AppForm-Housing_Loan.pdf)
-Photocopy of 2 valid IDs
-Photocopy of COE
-Photocopy of pay slips (2 months)
-Photocopy of recent ITR

EastWest Bank Home Loan

Loan purpose:
-House and lot purchase (Home ACQUIRE)
-Lot purchase (Lot ACQUIRE)
-Condominium purchase (Condo ACQUIRE)
-Home construction (Home CONSTRUCT)
-Home improvement (Home IMPROVE and Home PLUS)
Lowest interest rate: 5.5% (for the 1st yr. for 30 yrs.)
Highest interest rate: 6.75%
Minimum loanable amount: ₱500,000
Maximum loanable amount: ---
Approval time: 15 working days
Appraisal fee:
-₱3,000 for Metro Manila applicants
-₱5,000 for provincial area applicants

Unique features:
-No lock-in period
-Enrolling the account to ADA for easier loan payment
-Payable for up to 30 years

Eligibility:
-Filipino citizen
-Of legal age
-Employed or self-employed

Minimum document requirements:
-Signed Home Loan Application form
-Photocopy of photo-bearing government IDs
-Recent ITR
-COE with compensation OR 1 month pay slip
-3-yr financial statements for self-employed

Equicom Housing Loan

Loan purpose:
-House and lot/lot acquisition
-Townhouse acquisition
-Condominium acquisition
-House construction
-Renovation
-Refinancing
-Acquisition cost reimbursement
Lowest interest rate: 9%
Highest interest rate: ---
Minimum loanable amount: ₱300,000
Maximum loanable amount: up to 60% of the property’s appraised value
Approval time: 5-10 working days
Appraisal fee: Not required

Unique features:
-Enrolling the account to ADA for easier loan payment or paying through OTC or post-dated checks

Eligibility:
-Filipino citizen
-Employed or self-employed

Minimum document requirements:
-Signed Home Loan Application form

HSBC Home Loan

Loan purpose:
-House purchase
-Construction
-Refinancing
-Home equity
Lowest interest rate: 5.5% (1 yr. re-pricing)
Highest interest rate: 7.75% (for the first 5 yrs.)
Minimum loanable amount: ₱700,000
Maximum loanable amount: ₱50,000,000
Approval time: 7 working days
Appraisal fee: ₱3,500 (nonrefundable)

Unique features:
-Exclusive benefits for loans with a minimum loan amount of ₱6,000,000 such as 1% home loan preferential re-pricing discount
-Opting for straight line or
-Reducing balance when calculating amortization
-Repaying in different currencies matching the earning capacity of the borrower
-Dedicated home loan specialists

Eligibility:
-Filipino citizen
-21 years old upon loan application
-Minimum gross monthly income of ₱50,000
-Has high credit score (preferably)

Minimum document requirements:
-Signed Home Loan Application form (https://www.apps.asiapacific.hsbc.com/1/2/mnl2/home-loan-crms?WABFormEntryCommand=cmd_init)

Landbank Easy Home Loan Program

Loan purpose:
-House and lot/lot only purchase
-Construction
-Renovation
-Refinancing
Lowest interest rate: 10.5%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 70% of the property’s appraised value
Approval time: 15 working days
Appraisal fee: ---

Unique features:
-Enrolling the account to ADA for easier loan payment through the borrower’s savings or current account

Eligibility:
-Filipino citizen
-Gainfully employed locally OR
-Self-employed with lawful and profitable business operation
-Has high credit score (preferably)

Minimum document requirements:
-Signed Easy Home Loan Application form
-COE indicating the monthly net pay

Maybank MaxiHome

Loan purpose:
-House and lot/lot only purchase
-Townhouse purchase
-Residential condominium purchase
-Home construction/renovation
-Refinancing
Lowest interest rate: 6%
Highest interest rate: 7.88%
Minimum loanable amount: ₱500,000
Maximum loanable amount:
-up to 80% of the property’s appraised value
-up to 60% of the lot’s appraised value
Approval time: 10-15 working days
Appraisal fee:
-₱4,300 for Metro Manila applicants
-fee varies for non-Metro Manila applicants

Unique features:
-No lock-in period
-Getting higher loan amounts when the house is bought from any accredited developer
-Start paying one month after the release of the loan

Eligibility:
-21 years old upon loan application, but not exceeding 65 years when the home loan matures
-Permanently employed for 2 years or more OR
-Self-employed with a business operation existing for 5 years and profitably operating for at least 3 years
-Minimum gross monthly household income of ₱40,000
-Has high credit score (preferably); no adverse credit records

Minimum document requirements:
-Signed Loan Application form (http://www.maybank2u.com.ph/MpiBank/MaxiHome_ApplicationForm.pdf)
-COE indicating position, monthly or annual salary and tenure
-Pay slips (last 3 months)

Metrobank Home Loan

Loan purpose:
-House and lot/lot only or lot with construction purchase
-Townhouse purchase
-Condominium purchase
-House construction
-House renovation
-Refinancing
-Reimbursement
Lowest interest rate: 6%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 60 to 80% of the appraised value, depending on the purpose of the loan
Approval time: ---
Appraisal fee: Nonrefundable

Unique features:
-No lock-in period
-Enrolling the account to ADA for easier loan payment or paying through post-dated checks

Eligibility:
-Filipino citizen
-Employed or self-employed

Minimum document requirements:
-Signed Home Loan Application form (https://www.metrobank.com.ph/loanapplication.asp#)
-Recent ITR OR
-COE OR
-Pay slips (last 3 months)

PBCOM Home Loan

Loan purpose:
-House and lot/lot only purchase
-Townhouse purchase
-Condominium purchase
-Mixed-used property purchase
-Home renovation or construction
-Home refinancing
Lowest interest rate: 6.9%
Highest interest rate: ---
Minimum loanable amount: ₱500,000
Maximum loanable amount:
-₱20,000,000 OR
-up to 80% of the property’s appraised value whichever is lower
Approval time: 10 working days
Appraisal fee: ---

Unique features:
-Enrolling the account to ADA for easier loan payment or paying through post-dated checks

Eligibility:
-Filipino citizen, foreign-based Filipino or foreign citizens permanently living in the Philippines
-21 years old upon loan application, but not exceeding 65 years when the home loan matures
-Employed or self-employed
-Minimum gross monthly household income of ₱50,000

Minimum document requirements:
-Signed Loan Application form
-Photocopy of 2 valid photo and signature-bearing government-issued IDs
-COE with compensation
-Photocopy of recent ITR

Philippine National Bank (PNB) Sure Home

Loan purpose:
-House only/house and lot/lot only purchase
-Townhouse purchase
-Condominium purchase
-Home construction
-Home improvement
-Refinancing
Lowest interest rate: 5.25% (1 yr.)
Highest interest rate: 10.75% (20 yrs.)
Minimum loanable amount:
-₱750,000 for property purchase within Metro Manila and ₱500,000 for property purchase outside Metro Manila
-₱500,000 for lot purchase within Metro Manila and ₱200,000 for lot purchase outside Metro Manila
Maximum loanable amount:
-up to 80% of the property’s appraised value
-up to 60% of the lot’s appraised value
Approval time: 10 working days
Appraisal fee: ₱3,500 (nonrefundable)

Unique features:
-Enrolling the account to ADA for easier loan payment

Eligibility:
-Filipino citizen
-Natural born Filipinos who’ve lost their Filipino citizenship (for ownership of 1,000 sq. m lot area only)
-21 years old upon loan application, but not exceeding 65 years when the home loan matures
-Employed or self-employed with paying capacity of up to 30% of the gross monthly income for monthly amortization

Minimum document requirements:
-Signed Sure Home Application form (http://www.pnb.com.ph/images/stories/docs/housingloan-appform.pdf)
-2x2 ID picture
-Photocopy of 2 valid government-issued IDs
-Recent ITR
-COE and compensation

Philippine Veterans Bank Home Loans

Loan purpose:
-House and lot/lot only purchase
-Townhouse purchase
-Condominium purchase
-Home construction
-Home renovation
-Refinancing
Lowest interest rate: 8.25% (for the first 5 yrs.)
Highest interest rate: -
Minimum loanable amount: ₱300,000
Maximum loanable amount:
-up to 80% of the property’s appraised value
-up to 60% of the lot’s appraised value
Approval time:
-7-10 working days for Metro Manila, Bulacan and CALABARZON applicants
-15 working days for applicants from other areas
Appraisal fee: ---

Unique features:
-Monthly or quarterly payment
-Cash-back guarantee

Eligibility:
-Single or married with no dependents for every ₱1,000,000 loan
-20 years old, but not exceeding 65 years when the home loan matures
-Employed or self-employed
-Minimum gross monthly household income of ₱40,000

Minimum document requirements:
-Signed Loan Application form (http://www.pvbhomeloans.com/)
-Photocopy of valid government-issued IDs
-COE indicating position, salary, status and length of service
-Recent ITR
-Irrevocable SPA (Special Power of Attorney)
-Loan application fee payment

PSBank Home Loan with Prime Rebate

Loan purpose:
-House and lot/lot only purchase
-Townhouse purchase
-Condominium unit or duplex purchase
-Home construction
-Home improvement
-Refinancing
-Home equity
Lowest interest rate: 6% (1 yr.)
Highest interest rate: 9.25% (25 yrs.)
Minimum loanable amount: ₱500,000
Maximum loanable amount: ₱25,000,000
Approval time: 5 working days with notifications via SMS
Appraisal fee: ---

Unique features:
-No lock-in period
-Enrolling the account to ADA for easier loan payment or through online payment
-Earning rebates when making advance and/or excess payments

Eligibility:
-Filipino citizen or foreign citizen with minimum of 3 years residency in the Philippines
-21 years old upon loan application, but not exceeding 65 years when the home loan matures
-Employed for at least 2 years with the current company OR
-Self-employed with at least 2 years profitable business operation
-Minimum gross monthly household income of ₱30,000

Minimum document requirements:
-Signed PSBank Home Loan Application form (http://www.psbank.com.ph/Data/Sites/1/products-services/pdf/psbank_homeloanapplicationform.pdf)
-Photocopy of valid photo and signature-bearing IDs
-COE
-Recent ITR

RSBC Savings Bank MyHOME Housing Loan

Loan purpose:
-House and lot/lot only purchase
-Townhouse purchase
-Condominium purchase
-Home construction
-Home renovation
-Home refinancing
Lowest interest rate: 8% (1 yr.)
Highest interest rate: 11.5% (16-20 yrs.)
Minimum loanable amount: ₱300,000
Maximum loanable amount: ₱10,000,000 subject to the paying capacity of the borrower
Approval time: 10 working days
Appraisal fee: ---

Unique features:
-No lock-in period
-Enrolling the account to ADA for easier loan payment or through savings account or checks

Eligibility:
-Filipino citizen or former Filipino citizen
-21 years old upon loan application, but not exceeding 65 years when the home loan matures
-Permanently employed for 2 years or more OR
-Self-employed with at least 2 years profitable business operation

Minimum document requirements:
-Signed Application form (http://122.55.28.39/eLoansOnlineApply/Application_Form.aspx)
-Valid IDs
-COE and compensation
-TIN
-Recent ITR
-Residence certificate

Security Bank

Loan purpose:
-Buy
-Build
-Refinance
Lowest interest rate: 5.25% (1 yr.)
Highest interest rate: 9% (15 yrs.)
Minimum loanable amount: ₱500,000
Maximum loanable amount:
-up to 80% of brand new house and lot’s appraised value
-up to 80% of townhouse, duplex or condo unit’s appraised value
-up to 70% of second home’s appraised value
Approval time: 7 working days
Appraisal fee: ---

Unique features:
-No lock-in period
-Acquiring home loans for various purposes such as buy, build and refinance
-Enrolling the account to ADA for easier loan payment or paying through post-dated checks
-Taking a break from paying the loan once a year for the entire loan tenor known as vacation month
-Options to overpay or underpay

Eligibility:
-21 years old upon loan application, but not exceeding 65 years when the home loan matures
-Continuously employed for at least 2 years OR
-Self-employed with at least 3 years legitimate and profitable business operation
-Minimum gross monthly household income of ₱30,000

Minimum document requirements:
-Signed Home Loan Application form (https://www.securitybank.com/wp-content/uploads/2014/02/Home-Loans-Application-Form_e.pdf)
-Clear copy of 1 valid government-issued ID
-COE with compensation within the last 6 months
-Pay slips (last 3 months) OR
-Recent ITR
-A photocopy of a utility bill

UCPB Home Loan

Loan purpose:
-House and lot/lot only purchase
-Townhouse purchase
-Condominium purchase
-Home renovation or expansion
-Refinancing
Lowest interest rate: 6%
Highest interest rate:
Minimum loanable amount: ₱500,000
Maximum loanable amount: ---
Approval time: 10 working days
Appraisal fee: Not required

Unique features:
-Enrolling the account to ADA for easier loan payment or paying through post-dated checks

Eligibility:
-Employed for the last 12 months OR
-Self-employed with at least 3 years profitable business operation
-Minimum gross monthly household income of ₱30,000

Minimum document requirements:
-Signed Housing Loan Application form (https://www.ucpb.com/UCPB_PDF_Files/UCPB_Home_Loan_Application_Form_Editable.pdf)
-COE indicating position, salary and length of service
-Recent ITR

UnionBank Housing Loan

Loan purpose:
-House and lot/lot only purchase
-Townhouse purchase
-Condominium purchase
-House construction
-House improvement
Lowest interest rate: 5.5%
Highest interest rate: 9.75%
Minimum loanable amount: ₱500,000
Maximum loanable amount: up to 70% of the property’s appraised value or net selling price whichever is lower
Approval time: 10 working days
Appraisal fee: ---

Unique features:
-No lock-in period
-Full flexible loans
-Enrolling the account to ADA for easier loan payment or paying through post-dated checks

Eligibility:
-Must be not more than 60 years old upon loan application
-Must not be more than 70 years old upon loan maturity
-Gainfully employed with permanent employment status OR
-Self-employed with at least 2 years profitable business operation
-Has high credit score (preferably)

Minimum document requirements:
-Signed Housing Loan Application form (https://unionbankph.com/index.php?option=com_content&view=article&id=1791&Itemid=19)
-1x1 ID picture
-Photocopy of valid photo and signature-bearing government-issued IDs
-COE and compensation
-Photocopy of community tax certificate
-Recent ITR
-Pay slip (last 3 months)

Here's a bonus: Pag-IBIG

Lowest interest rate: 4.5% (for loans up to ₱400,000)
Highest interest rate: 6.5% (for loans up to ₱750,000)
Processing fee: ₱1,000 (nonrefundable)

Eligibility:
-Must be a Pag-IBIG member for 24 months or more
-Must not be over 65 years old upon loan application
-Must not be over 70 years old upon loan maturity
-Has the legal capacity to acquire a property
-Has high credit score (preferably)
-Had no cancelled or defaulted Pag-IBIG housing loan
-Has no outstanding loan from Pag-IBIG

Minimum document requirements:
-Signed Pag-IBIG Housing Loan Application Form (PHLAF)
-Membership Status Verification Slip (MSVS)
-Recent ID pictures
-Photocopy of 1 valid ID
-Proofs of income such as notarized COE and compensation, pay slip (latest) and recent ITR

Important reminders:

The lowest rates don’t always mean the best rates. There are several factors that affect such a claim including the loan amount, interest rate and fixing terms. The lowest interest rates, for instance, often come with annual re-pricing.

Interest rates are only indicative rates, which mean they are subject to change without prior notice. Actual interest rates will be considered as the prevailing rates throughout the loan tenor.

The guide attempts to be an exhaustive guide. If you cannot find the bank that you are looking for, please leave a comment below. We will try to update the contents to reflect the updates of any of these banking institutions.

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Emaill: anatiliatextileltd@gmail.com
Emaill: hititseramik.com.tr@consultant.com
Mrs.Emilia Fedorcakova

If you are interested contact us via: bdsfn.com@gmail.com and fill out the below loan application form.

Loan application form:
Full Name:....................
Country:.....................
State:..............
City:..............
Sex:.........................
Phone Number:...........
Loan Amount :...........
Monthly income:..........
Occupation:................... ....
Loan Period:....................... ................
Purpose of Loan:......................... ..

MR ROLAND

15/9/2017 12:23:00 am

Good Day Everyone,
We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email barbarahodgeloanfirm@gmail.com. for the bible says””Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”.So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People.
via email barbarahodgeloanfirm@gmail.com.

Our Services Include the Following:
Debt Consolidation
Second Mortgage
Business Loans
Personal Loans
International Loans
Loan for any kinds
Family loan
E.T.C

Loan Application Form:

* Name of Applicant:
* Address:
* City:
* State:
* Country:
* Gender:
* Marital Status:
* Age:
* Occupation:
* Income Rate:
* Tel:
* Mobile:
* Amount Requested:
* Loan Duration:
* Loan Purpose:
* Have you applied for a loan before?
* If yes; Name of company & Location:

EMPLOYMENT:

* Place of work:
* Address:
* Phone Number:

Loan Officer.

Monday-Saturday:7:30am-6:30pm {Processing time}.
Sunday:12noon-6:30pm {Processing time}
After submitting the Loan Application, you can expect a preliminary answer less than 24 hours and funding within 72-96 hours of receiving the information we need from you.

BARBAR HODGE

barbarahodgeloanfirm@gmail.com or text or call us on +15017229938
Awaiting your swift reply.

Richardson McAnthony

19/9/2017 07:10:29 am

We are a Finance Industry Company professionals with over 15 Years Experience and a focus on providing Bank Guarantee and Standby Letter of Credit from some of the World Top 25 Prime Banks primarily from Barclays, Deutsche Bank, HSBC,Credit Suisse e.t.c.

FEATURES:
Amounts from $1 million to 5 Billion+
Euro’s or US Dollars
Great Attorney Trust Account Protection
Delivered via MT760, MT799 and MT103 Swift with Full Bank Responsibility
Brokers Always Protected

Purchase Instrument of BG/SBLC : 32%+2% Min Face Value cut = EUR/USD 1M-5B
Lease Instrument of BG/SBLC : 4%+2% Min Face Value cut = EUR/USD 1M-5B

Interested Agents/Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.

We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

DESCRIPTION OF INSTRUMENTS

1. Instrument: Funds backed Bank Guarantee(BG) ICC-600
2. Currency : USD/EURO
3. Age of Issue: Fresh Cut
4. Term: One year and One day
5. Contract Amount: United State Dollars/Euros (Buyers Face Value)
6. Price : Buy:32%+1, Lease: 4%+2
7. Subsequent tranches: To be mutually agreed between both parties
8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c
9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760
10. Payment Term: MT799 & Settlement via MT103
11. Hard Copy: By Bank Bonded Courier

Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.

Name:Richardson McAnthony
Contact Mail : intertekfinance@gmail.com

Mrs, Renee Phillips

22/9/2017 08:48:17 am

Good everyone.
My name Mrs, Renee Phillips, i am from USA , i am married, i have been searching for a genuine loan company for the past 2 years and all i got was bunch of scams who made me to trust them and at the end of the day, the took all my money and left me money less, all my hope was lost, i got confused and frustrated, i lost my job and find it very difficult to feed my family, i never wanted to do anything will loan companies on net anymore, so went to borrow some money from a friend, i told her all that happened and she said that she can help me, that she knows a loan company that can help me, that she just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my surprise i got the loan in 24 hours, i could not believe my eyes, i am happy and rich today and i am thanking God that such loan companies like this still exist upon this fraud stars all over the places, please i advise everyone out there who are in need of loan to go for Mr. Kelvin .M. Clark Email via ; ( kelvinkentloanfirm83@gmail.com ). he did not know am doing this for him,but i just have to do it because a lost of people are out there who are in need for a loan., they will never fails, your life shall change as mine did.

barbarahodgeloanfirm

23/9/2017 03:30:15 am

Helen Troung

25/9/2017 07:00:13 pm

VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@gmail.com OR +1(215)-874-8060

Helen Truong is my name from 1731 Hilltop Haven Drive, Red Bank, NJ 07701 USA. It lifts my heart to actually use this medium to save innocent people who would have fallen into the wrong hands in quest to obtain an online loan. With all humility I want to personally warn all online loan seekers to be very careful while trying to get a loan, because it is no news that scammers are rampant everywhere all over the internet claiming to offer loan. I was a victim before now and I solemnly hope that you are a victor if you care to take my word of advise. Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. All hope was nearly lost until a co-employee suggested 'JOSH LOANS FINANCIAL SERVICE' an online reliable and trustworthy lender for me, as I was almost at the edge of taking my life considering a loss of about $83,000; As God would have it, I applied for a loan from 'Josh Loans Financial Service' under Cynthia's (co-employee) recommendation and WOW in less than 72 working hours I got a credit alert confirming that my account has been credited with the loan fund of $220,000.00 which i originally requested. If after loosing much God has shown me light with the help of 'JOSH LOANS FINANCIAL SERVICE', you too without doubt can as well obtain a loan from this reputable lending institution. IN ALL, if you, your relation or any closed person desperately need a loan, DO CONTACT or help that soul to communicate with JOSH LOANS FINANCIAL SERVICE via email on joshloancompany@gmail.com OR text/call them on +1(215)-874-8060

JAKA097

25/9/2017 11:06:09 pm

We are a Government Approved/Registered Financial Company. Are you in any financial crisis? Do you need a LOAN to refinance your home, or expand your business? Do you need LOAN to settle urgent debts and stay with one lender? Do you need LOAN to pay off your bills etc? ranging from of $10,000 to $150,000,000.00 ($)USD, (£)GBP, (€)Euro, or Singapore Dollars($) Get your no obligation FREE quote now! Repayments up to 54 Months. No Collateral, Money paid into your account within 2 hours after approval. If you are interested in obtaining a LOAN, do not hesitate to send your request to us via email: williamspeter199@gmail.com or Call me at +233260941872 or TEXT : +1(409) 359-2407

Mr.John Sewell

30/9/2017 08:24:53 am

Lynda cransler

2/10/2017 05:03:05 pm

My name is Lynda Cransler from USA .I am here to give a testimony on how I
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I used the spell he gave me and the next day I received a call from my
darling Husband Thomas last week. He apologized and came back to me. He
even gave me some money as a means of compensating me. I'm very happy now
thank you Dr. For any problem you can reach the Dr Solution via email:spellcaster.powercaster@gmail.com is 100%
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casting of the spell this information will be needed, YOUR NAME:...........
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it to spellcaster.powercaster@gmail.com

joy

2/10/2017 05:07:23 pm

Thank you sir for helping me in my spell

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2/10/2017 05:04:34 pm

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2/10/2017 05:08:41 pm

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Mr Josephin Harrold

4/10/2017 04:51:21 am

Dear Friend,

Squel to our previous transaction,I am very happy to alert you that i have been able to get those funds worth the sum of $8.5M transferred under a co-operation of new business partner from Australia.

Now be advised to contact my lawyer Mr. david dan , and ask him for the sum of Two million Eight hundred and fifty thousand united states dollars ($2.850,000.00USD) in a certified international bank draft written and signed in your name for your compensation.

Name: Mr Josephin Harrold
His e-mail Address is:( josephinharroldloanservices@gmail.com )

Endeavor to get me informed once you receive your certified bank draft with you.Also be advised to reconfirm to him your full information such as your name,current phone number for easy communications and as well your address where the said bank draft would be delivered.

With My
Best Regards/.,nb
MR. Achimota William,
CONTACT MY LAWYER FOR YOUR COMPENSATION

Mrs.Emilia Fedorcakova

14/10/2017 02:30:09 am

Attention! Attention!! Attention!!!,

What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2017 at the cheapest interest rate of %. For more details email
us today via email:(bdsfn.com@gmail.com)
Name :
Country :
Phone number :
Amount Needed as Loan :
Purpose of Loan :
Have you applied for loan online before (yes or no)
Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Mrs.Emilia Fedorcakova